Last Updated: March 2, 2025
Welcome to VA Benefit Advisors. These Terms and Conditions (“Agreement”) govern your use of our website and services. Please read these terms carefully. By accessing or using our website and services, you agree to comply with and be bound by the following terms. If you do not agree to these terms, please refrain from using our website or services.
1. Conditions of Use
You agree to adhere to all applicable laws and regulations by accessing and using our website and services. You are responsible for ensuring that your use of the website and services complies with these Terms and Conditions and remains lawful, respectful, and non-disruptive.
2. Privacy Policy
Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your personal information when you use our website and services.
3. Age Restrictions
Our services are not intended for individuals under the age of 16. If you are under 16, you must not use our website or provide us with any personal information. If we become aware that we have collected personal data from an individual under the age of 16, we will take steps to delete such data immediately.
4. Intellectual Property
All content on this website, including but not limited to text, images, logos, software, and trademarks, is owned by VA Benefit Advisors or its licensors and is protected by copyright, trademark, and other intellectual property laws. You are not allowed to use, reproduce, distribute, or modify any content without prior written permission from VA Benefit Advisors.
4.1 All rights are reserved
Unless specific content indicates otherwise, you are not granted a license or any other rights under Copyright, Trademark, Patent, or other Intellectual Property Rights. This means that you will not use, copy, reproduce, perform, display, distribute, embed in any electronic medium, alter, reverse engineer, decompile, transfer, download, transmit, monetize, sell, market, or commercialize any resources on this website in any form without our prior written permission, except to the extent otherwise stipulated in mandatory laws (such as the right to quote).
VA Benefit Advisors reserves any rights not explicitly granted in this document.
5. User Accounts
You may register for an account on our website. During this process, you will need to choose a password. You are responsible for keeping your passwords and account information confidential and agree not to share your passwords, account information, or secure access to our website or services with anyone. You must not allow anyone else to use your account to access the website since you are responsible for all activities that occur by using your passwords or accounts. You are required to notify us immediately if you become aware of any disclosure of your password.
After account termination, you will not attempt to register a new account without our permission.
6. Applicable Law
These Terms and Conditions will be governed by and interpreted in accordance with the laws of Virginia. You agree to adhere to all applicable laws and regulations while using our website and services.
7. Disputes
Any dispute, claim, or controversy arising from or relating to these Terms and Conditions or your use of the website will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will occur in Virginia Beach, Virginia, and will be conducted in English.
8. Indemnification
You agree to indemnify, defend, and hold harmless VA Benefit Advisors, along with its officers, directors, employees, and agents, from any claims, damages, losses, liabilities, or expenses (including legal fees) that arise from your use of the website and services, or any violation of these Terms and Conditions.
9. Binding
By registering, accessing, or otherwise using this website, you agree to be bound by the Terms and Conditions outlined in this document. Using this website implies knowledge and acceptance of these Terms and Conditions. In certain cases, we may also ask you to explicitly agree.
10. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of Virginia, without regard to its conflict of law principles.
11. Electronic Communication
By using this website or communicating with us electronically, you agree and acknowledge that we may contact you through our website or by sending you an email. You accept that all agreements, notices, disclosures, and other communications provided to you electronically meet any legal requirement, including but not limited to any requirement that such communications be in writing.
12. Third-Party Property
Our website may include links to third-party sites or services that are not owned or controlled by VA Benefit Advisors. We are not responsible for the content, privacy practices, or actions of any third-party websites or services. The opinions expressed or materials appearing on those sites are not necessarily shared or endorsed by us. We will not be liable for any privacy practices or content from these sites. You assume all risks associated with using these websites and related third-party services. We will not accept any responsibility for any loss or damage of any kind, however caused, resulting from your disclosure of personal information to third parties.
13. Responsible Use
By visiting our website, you agree to use it only for the intended purposes permitted by these Terms, any additional contracts with us, and applicable laws, regulations, and generally accepted online practices and industry guidelines. You must not use our website or services to use, publish, or distribute any material that consists of (or is linked to) malicious computer software; to use data collected from our website for any direct marketing activity; or to conduct any systematic or automated data collection activities related to our website.
Participating in any activity that damages, or could damage, the website, or that disrupts the performance, availability, or accessibility of the website, is strictly prohibited.
14. Registration
To access specific features of the website, you may need to create an account. By registering, you agree to provide accurate, current, and complete information and to update that information if it changes. You are solely responsible for the information you provide.
15. Content Posted by You
You are entirely responsible for the content you post or upload to our website. By submitting content, you grant VA Benefit Advisors a non-exclusive, worldwide, royalty-free license to use, reproduce, display, and distribute that content for the purpose of operating and promoting our services.
We may offer various open communication tools on our website, such as blog comments, blog posts, forums, message boards, ratings and reviews, and various social media services. It may not be possible for us to screen or monitor all content that you or others share or submit on or through our website; we reserve the right to review any content, monitor all usage and activity on our website, and remove or reject any content at our sole discretion. By posting information or otherwise using any of the aforementioned open communication tools, you agree that your content will comply with these Terms and Conditions and will not be illegal or infringe upon any person’s legal rights. Bullying of any kind will not be tolerated.
16. Idea Submission
Do not submit any ideas, inventions, works of authorship, or other information that can be considered your own intellectual property that you would like to present to us unless we have first signed an agreement regarding the intellectual property or a non-disclosure agreement. If you disclose it to us absent such written agreement, you grant us a worldwide, irrevocable, non-exclusive, royalty-free license to use, reproduce, store, adapt, publish, translate, and distribute your content in any existing or future media.
17. Termination of Use
We reserve the right to suspend or terminate your access to the website and services at our discretion, without prior notice, for any reason, including violations of these Terms and Conditions. In addition, we may, in our sole discretion, at any time modify or discontinue access to, temporarily or permanently, the website or any Service thereon. You agree that we will not be liable to you or any third party for any such modification, suspension, or discontinuance of your access to, or use of, the website or any content that you may have shared on the website. You will not be entitled to any compensation or other payment, even if certain features, settings, and/or Content you have contributed or have come to rely on are permanently lost. You must not circumvent or bypass, or attempt to circumvent or bypass, any access restriction measures on our website.
18. Warranties and Liability
Our website and services are provided “as is” without any warranty, express or implied. We do not guarantee the accuracy, reliability, or availability of the website or services. We explicitly disclaim all warranties of any kind, whether express or implied, regarding the availability, accuracy, or completeness of the content. This website and all content on it are offered on an “as is” and “as available” basis and may contain inaccuracies or typographical errors. We make no warranty that:
This website or our content will meet your requirements;
This website will be available uninterrupted, timely, secure, or error-free.
Nothing on this website constitutes or is intended to constitute legal, financial, or medical advice. If you need advice, you should consult a qualified professional.
The provisions of this section will apply to the maximum extent allowed by applicable law and will not limit or exclude our liability for any matter in which it would be unlawful for us to limit or exclude our liability. In no event will we be liable for any direct or indirect damages (including damages for loss of profits or revenue, loss or corruption of data, software or database, or loss or harm to property or data) incurred by you or any third party, arising from your access to or use of our website.
Unless stated otherwise in any additional contract, our maximum liability to you for all damages related to the website or any products and services marketed or sold through the website, regardless of the legal action involved (whether in contract, equity, negligence, intended conduct, tort, or otherwise), will be limited to the total amount you paid us for such products, services, or for using the website. This limit applies collectively to all of your claims, actions, and causes of action of every kind and nature.
19. Privacy
Your use of our website is subject to our Privacy Policy, which outlines how we collect, use, and protect your personal information.
20. Accessibility
We strive to make our website accessible to all users. If you experience any accessibility issues, please get in touch with us, and we will make reasonable efforts to address the issue.
21. Export Restrictions / Legal Compliance
You agree to follow all relevant export laws and regulations. You must not export or re-export any content from the website to any country or jurisdiction where such export is prohibited by law. You may not use this website in violation of the export laws and regulations of the United States.
22. Assignment
We may assign or transfer these Terms and Conditions, in whole or in part, without restriction. You may not assign or transfer your rights or obligations under these Terms and Conditions without our prior written consent. Any attempted assignment in violation of this Section will be null and void.
23. Breaches of These Terms and Conditions
Without prejudice to our other rights under these Terms and Conditions, if you violate these Terms and Conditions in any way, we may take appropriate actions to address the breach, including temporarily or permanently suspending your access to the website, contacting your internet service provider to request that they block your access to the website, and/or initiating legal action against you.
24. Force Majeure
Except for obligations to pay money under these Terms and conditions, no delay, failure, or omission by either party to perform or comply with any of its obligations will be considered a breach if such delay, failure, or omission results from any cause outside of reasonable control, including natural disasters, government actions, warfare, or technological failures.
25. Waiver
Failure to enforce any provisions outlined in these Terms and Conditions or any Agreement, or failure to exercise any termination option, shall not be interpreted as a waiver of those provisions and shall not impact the validity of these Terms and Conditions or any Agreement or any part thereof, nor the right to enforce each and every provision thereafter.
26. Language
These Terms and Conditions are available in English. In the event of any inconsistency or conflict between the English version and a translated version, the English version will take precedence.
27. Entire Agreement
These Terms and Conditions, together with our Privacy Policy and any other legal notices on the website, constitute the entire agreement between you and VA Benefit Advisors regarding your use of the website and services.
28. Updating of These Terms and Conditions
We reserve the right to update or modify these Terms and Conditions at any time. Changes will take effect immediately upon posting on the website. We encourage you to review these Terms and Conditions periodically.
29. Choice of Law and Jurisdiction
By using this Site, you agree that the laws of the State of Virginia govern these Terms and Conditions. Any disputes related to these Terms and Conditions will be subject to the jurisdiction of Virginia’s courts. Any legal action or proceeding related to your access to or use of the Site or Materials, or any other lawsuit involving the VA Benefit Advisors, must be filed in a state or federal court in the State of Virginia. Both parties hereby mutually agree to submit exclusively and irrevocably to the jurisdiction of these courts regarding any legal actions or proceedings that may arise. Furthermore, it is acknowledged that the venue is appropriate in such instances. Additionally, these Terms of Use explicitly exclude and disclaim the applicability of the United Nations Convention on Contracts for the International Sale of Goods, which shall not govern any transactions conducted through or involving this Site.
If any part or provision of these Terms and Conditions is determined by a court or other authority to be invalid and/or unenforceable under applicable law, that part or provision will be modified, deleted, and/or enforced to the fullest extent permissible to reflect the intent of these Terms and Conditions. The remaining provisions will not be affected.
30. Contact Information
If you have any questions or concerns about these Terms and Conditions, please contact us on our contact page.
By accessing or using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.